Insurance brokerage website cost in Luxembourg: local agencies vs Kolonell (2026)

The verdict in three sentences

In Luxembourg, an insurance brokerage website built by a local agency costs, as a 2026 ballpark, between 8 000 and 35 000 EUR, and more with a client extranet or a quoting tool. Kolonell builds the pages by line of risk, the firm presentation, qualified quote request forms and the regulatory information pages for a fixed price of 2 700 EUR, 4 500 EUR or 8 200 EUR, with a bilingual FR/EN site included on Premium. The useful comparison is the 3-year cost, the languages (German, Luxembourgish, Portuguese) and how each quote handles the disclosure duties of an intermediary supervised by the Commissariat aux assurances.

This version is written for the English-speaking partners of insurance brokerages in Luxembourg, many of whom serve expatriates, EU institution staff and international companies based in the Grand Duchy.

What do Luxembourg agencies, freelancers and Kolonell charge?

The ranges below are prudent ballparks, not official figures. They rest on public rate cards of agencies in the Grand Duchy and the Greater Region, minimum project sizes shown on Clutch.co profiles, hourly rates published by Luxembourg agencies (often 90 to 150 EUR per hour) and rates visible on Malt for freelancers in Luxembourg, Metz or Arlon.

A Luxembourg agency remains the right choice if you want a contact in Kirchberg or Cloche d'Or, a team photo shoot and a four-language site run by one firm. Kolonell does no shoots and no physical meetings; the project manager works on Google Meet at your hours, with a written update each week, from Senegal (GMT), one to two hours behind Luxembourg. Details are on our international website offer.

What is the 3-year total cost for a broker?

A brokerage updates its site often: a new cover, a new insurer partner, revised information documents. The table applies the same monthly maintenance rate on both sides, since Kolonell maintenance after support is quoted on request; Premium includes 6 months of support, so the billed period is shorter. The German translation is counted identically.

These figures structure the comparison and do not predict your invoice. Ask every supplier to complete the same grid.

What does each tier include for a brokerage?

A client area to follow policies, a comparison tool or a quoting engine is a custom application, quoted on request. The site never promises a premium or a savings figure.

What does a broker's site need in the Grand Duchy?

A Luxembourg broker's clientele is highly international: local SMEs, cross-border workers from France, Belgium and Germany, staff of the EU institutions and the financial sector, and a large Portuguese-speaking community. The business districts of Kirchberg, Gare and Cloche d'Or hold much of the commercial clientele.

• Several languages: French and German for local clients, English for expatriates, Portuguese if your firm serves that community (languages other than FR/EN supplied or quoted separately).
• Pages by line of risk that explain cover without promising a price.
• Qualified forms: type of risk, number of vehicles or employees, renewal date of the current policy.
• The intermediary's mandatory information placed clearly: registration, supervisory authority, complaints procedure, based on the texts you provide.
• A Google Business Profile consistent with the site for local searches.

On compliance, the Commissariat aux assurances (CAA) supervises insurance intermediaries in Luxembourg, and the EU Insurance Distribution Directive frames the information owed to clients; the exact wording is validated by your firm. The GDPR applies to forms and cookies, under the oversight of the CNPD. For accessibility, WCAG 2.1 or 2.2 AA is the technical reference, and the European Accessibility Act, applicable since 28 June 2025, covers certain consumer services: check with your counsel whether your activity is concerned. This is not legal advice.

How do you compare quotes and spot red flags?

• A premium simulator promised on a small budget: that is an application, not a page.
• Slogans such as best price guaranteed suggested by the supplier.
• No room for regulatory information in the site structure.
• Forms asking for health data with no thought about storage.
• The domain in the agency's name or hosting you cannot recover.
• Languages missing from the quote, added later at the hourly rate.

Mini case study

Illustrative example. Marc D., managing partner of a seven-person brokerage in Strassen, mainly serves SMEs and cross-border workers. A Luxembourg agency quotes 21 500 EUR for a site in French, German and English, delivered in 12 weeks. Kolonell quotes Premium at 8 200 EUR in French and English with a written 5-week schedule, and Marc orders the German version from a translator for 2 200 EUR.

Three-language build: 21 500 EUR versus 10 400 EUR, an 11 100 EUR gap. With the same maintenance assumption, the 3-year gap stays above 11 000 EUR. Marc books a local photographer for half a day and keeps validation of the regulatory wording in house.

FAQ

How much does an insurance broker website cost in Luxembourg in 2026?

Expect a ballpark of 8 000 to 35 000 EUR with a local agency and 3 000 to 10 000 EUR with a freelancer. Kolonell charges 2 700 EUR, 4 500 EUR or 8 200 EUR, fixed.

Can the site display insurance prices?

No, it presents cover and collects qualified quote requests. A quoting tool connected to your insurers is a custom application, quoted on request.

Who writes the regulatory information?

Your firm supplies or validates it, since it depends on your registration. Kolonell integrates it and places it on every relevant page during the 3 to 6 week project.

Does Kolonell handle German and Portuguese?

Kolonell writes in native French and English, with the bilingual FR/EN site included on Premium at 8 200 EUR. German, Luxembourgish or Portuguese is supplied by you or quoted separately.

How does payment work?

By bank transfer or Wise: 50 % at kickoff and 50 % at delivery. On Growth, that is two payments of 2 250 EUR.

Let's scope your project. Send us your lines of risk, your target languages and your regulatory wording, and we come back with a fixed-price tier and a 3 to 4 week timeline. Request your free quote or see the international offer.