The verdict in three sentences
In Andorra la Vella, an insurance brokerage website built by an Andorran agency costs, as a 2026 order of magnitude, between 3 000 and 18 000 EUR, and a local or Catalan freelancer delivers a simple site for 1 000 to 4 000 EUR. Kolonell builds the lines-of-cover pages, quote request forms and regulatory pages at a fixed price of 2 700 EUR, 4 500 EUR or 8 200 EUR, in native French or English, delivered remotely in 3 to 4 weeks. The real issue in Andorra is language: Catalan is the official language, Spanish and French are everywhere, and you need to know from the quote stage who writes each version.
This version is written for the English-speaking brokers and new resident entrepreneurs in Andorra la Vella.
How much does a brokerage site cost by type of provider?
These ranges are cautious and unofficial. They draw on public price pages of Andorran and Catalan web agencies (Lleida, Barcelona) and of agencies around Toulouse, minimum project sizes shown on Clutch.co profiles, hourly rates published by agencies in the region (often 40 to 80 EUR per hour) and freelancer profiles on Malt and Upwork. No figure is attributed to a named agency.
| Criterion | Andorran agency | Local or Catalan freelancer | Kolonell |
|---|---|---|---|
| Brokerage site, 2026 order of magnitude | 3 000 to 18 000 EUR | 1 000 to 4 000 EUR | 2 700 EUR / 4 500 EUR / 8 200 EUR, fixed price |
| Catalan and Spanish | Often included | Often included | Text provided by you or quoted separately |
| French and English | Variable | Variable | Native copywriting; bilingual FR/EN from Premium |
| Meetings in Andorra la Vella | Yes | Yes | No: Google Meet calls at your hours |
| On-site photo shoot | Often offered | Sometimes | Not provided: you book a local photographer |
| Typical timeline | 6 to 10 weeks | 3 to 8 weeks | 3 to 4 weeks, Premium usually 4 to 6 |
| Ownership | Check the contract | Check the contract | Domain in your name, all access handed over |
To be honest: a firm that mainly wants a Catalan and Spanish site, with a supplier it meets in town, will often be better served by an Andorran agency. Kolonell suits a broker whose growing client base reads French or English first (new residents, foreign entrepreneurs, cross-border workers) and who wants a fixed price, a written scope and a project manager. Our team is based in Senegal (GMT), one to two hours behind Andorra depending on the season: calls fit into your morning or afternoon, with a written update every week. Payment by bank transfer or Wise, 50 % at kickoff and 50 % at delivery. Details are on our international website offer.
Which pages should an Andorran broker plan for?
Andorra's economy produces a very particular client base. Retail along Avinguda Meritxell, hotels and ski areas (Grandvalira, Pal Arinsal), an active construction sector, and a steady arrival of foreign residents, active or passive, who are discovering the local system. A broker serves the entrepreneur opening a company, the family settling in and the shopkeeper renewing a commercial package.
| Item | Starter 2 700 EUR | Growth 4 500 EUR | Premium 8 200 EUR |
|---|---|---|---|
| Personal lines (motor, home, supplementary health, protection, ski and mountain) | One overview page | One page per line | Pages per line and per profile (resident, cross-border, retiree) |
| Commercial lines (professional liability, retail package, fleet, construction, cyber) | Included in the overview | One page per line | Pages per line and per sector |
| Quote request | General form | Form per line: risk type, activity, turnover, renewal date | Guided path and appointment booking |
| "Moving to Andorra" guide | None | One page you provide | Resource hub and downloadable documents |
| Claims process | Contact details | Step-by-step guide | Guide per line, in FR and EN |
| Regulatory pages (status, complaints, privacy) | Footer links | Dedicated pages | Dedicated pages and per-product notices |
On content, three topics keep coming up with newcomers: how cover from the CASS (Andorran social security) fits with private supplementary health insurance, mountain home insurance (snow, frost, access to chalets) and motor cover for drivers who cross into France or Spain every week. Clear pages on these three points bring better qualified requests than a list of products.
A comparison tool, instant pricing, a client portal with policy documents or a connection to broking software (Acturis or Open GI, as generic examples) are custom applications, quoted on request. Ongoing SEO is also quoted on request.
Compliance, kept factual. Andorra is not an EU member: insurance intermediaries there fall under the AFA (Autoritat Financera Andorrana), and your site should show your status and registration number as the authority requires. Personal data falls under Andorran data protection law, close in spirit to the GDPR; if you market to clients in the EU, the GDPR may also apply. WCAG 2.1 AA remains the technical accessibility reference. This is not legal advice.
What budget should you plan over three years?
Kolonell maintenance after the support period is quoted on request, so the table applies the same maintenance assumption everywhere, as well as the same cost for the Catalan and Spanish versions.
| Item over 36 months | Andorran agency, mid-range | Freelancer | Kolonell Growth |
|---|---|---|---|
| Website build | 10 000 EUR | 3 000 EUR | 4 500 EUR |
| Maintenance (identical assumption, 90 EUR per month over 33 months) | 2 970 EUR | 2 970 EUR | 2 970 EUR |
| Hosting, 25 EUR per month | 900 EUR | 900 EUR | 900 EUR |
| Catalan and Spanish versions (identical assumption) | 1 200 EUR | 1 200 EUR | 1 200 EUR |
| Indicative total | 15 070 EUR | 8 070 EUR | 9 570 EUR |
The freelancer remains the cheapest. Kolonell costs about 1 500 EUR more over three years, in exchange for the copywriting, forms scoped per line and a structured handover of all access.
Which warning signs should you spot in a quote?
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- No detail on the language of each page, or on who writes the Catalan.
- A .ad or .com domain registered in the provider's name.
- Insurer logos displayed without their written agreement.
- A form that collects medical information up front.
- An "all-inclusive" quote with no page list and no number of revision rounds.
Always ask: how many revision rounds, which content management tool, where quote requests are sent (email inbox, CRM) and how quickly support answers.
Mini case study
Illustrative example. Laia F. is taking over the brokerage her father founded in Andorra la Vella: three people and a long-standing base of shopkeepers. The site dates from 2012, does not display properly on mobile and is only in Catalan, while half of new contacts are French speakers.
- Kolonell Growth: 4 500 EUR, pages per line and quote forms in French.
- Catalan version written by Laia: about 12 internal hours, 0 EUR invoiced.
- Spanish version by a freelance translator: assumption 700 EUR.
- Team portraits by a local photographer: assumption 450 EUR.
- Total: 5 650 EUR, against 11 500 EUR quoted by an Andorran agency with Catalan and Spanish included.
The 5 850 EUR gap must be weighed against Laia's 12 hours and the absence of in-person meetings. For a firm that mainly wants to win French-speaking clients, the numbers work.
FAQ
Can Kolonell write the site in Catalan?
We integrate Catalan, but the text is provided by you or quoted separately. Native copywriting covers French or English, and bilingual FR/EN is included from Premium at 8 200 EUR.
Is an Andorran freelancer cheaper?
Often: 1 000 to 4 000 EUR for a simple site is common. Kolonell starts at 2 700 EUR with copywriting, a project manager and a fixed scope.
How long until the site is live?
Starter and Growth are delivered in 3 to 4 weeks, Premium follows a written plan, usually 4 to 6 weeks. Add a week if the Catalan text arrives late.
What does support include?
3 months after launch, 6 months in Premium: fixes, small content changes and help with administration. After that, maintenance is quoted on request.
Can I pay in instalments?
Payment is in two steps: 50 % at kickoff and 50 % at delivery, by bank transfer or Wise. On a Growth package, that means two payments of 2 250 EUR.
Let's scope your project. Send us your lines of cover, the languages your clients read and your current site address, and we will propose a fixed-price package delivered in 3 to 4 weeks. Request your free quote or see the international offer.
Mohamed Bah
Fondateur, Kolonell
Passionate about digital and entrepreneurship in Africa, Mohamed has been helping Sénégalese businesses with their digital transformation since 2020. Founder of Kolonell, he believes every SME deserves a professional and accessible online présence.
