E-commerce11 min read

Five-year TCO of Shopify Plus vs custom for a distributor in Toronto (2026)

Mohamed Bah·Fondateur, Kolonell
October 24, 2026
Share:
Five-year TCO of Shopify Plus vs custom for a distributor in Toronto (2026)

Five-year TCO of Shopify Plus vs custom for a distributor in Toronto (2026)

E-commerce

The verdict in three sentences

Over 5 years, Shopify Plus and a custom platform cost similar amounts for a 15 million EUR distributor: the difference comes from third-party apps and workaround development. Shopify Plus wins if your B2B prices fit standard catalogues and discounts. Custom wins as soon as you manage complex pricing rules (per-customer contracts, quantity tiers, free shipping by zone, indexed prices), want code ownership and deep ERP integration.

Calculation assumptions

We take a technical supplies distributor in Toronto: 15 million EUR revenue, 6 million through the website in year 1 growing 15% a year, 1,800 business customers, 12,000 SKUs and a Sage X3 ERP. Online gross sales therefore grow from 6 million to about 10.5 million EUR in year 5, around 40.5 million cumulated.

5-year itemShopify PlusCustom
Setup45,000 EUR (theme, integration, migration)100,000 EUR
Platform subscription$2,300 × 60 months, about 127,000 EURnone
Variable fees on volume0.18% × 40.5M EUR, about 73,000 EURnone
Third-party B2B apps1,200 EUR a month, about 72,000 EURbuilt into development
Hosting and securityincluded500 to 1,000 EUR a month, about 45,000 EUR
Maintenance and changes25,000 EUR a year, 125,000 EUR30,000 EUR a year, 150,000 EUR
5-year totalabout 442,000 EURabout 295,000 EUR

Card processing fees are excluded from both columns because they exist on any platform. Amounts are 2026 orders of magnitude and vary with the number of apps and the complexity of ERP integration.

When Shopify Plus remains the best choice

Shopify Plus is unbeatable on speed and stability. It fits if your B2B catalogue works with price lists by segment, if you also sell to consumers and if your team wants to manage content itself. In that case third-party apps stay modest and the 5-year total can drop to 330,000 EUR.

CriterionShopify PlusCustom
Time to launch3 to 5 months6 to 9 months
Per-customer contract pricingnative B2B, limits on combined rulesunlimited, computed by ERP or a pricing engine
Quantity tiers and free shipping by zonethird-party appsnative
Sage X3 integrationconnector 300 to 900 EUR a monthdirect API, real-time sync
Code ownershiptheme onlyfull code delivered
Exposure to price increaseshighlow
Availability99.99% advertised99.9% with managed hosting

How to decide in 3 weeks

Need a professional website?

Kolonell builds websites that attract clients, optimized for the Sénégalese market. Free quote in 2 minutes.

Prefer a call back?

Leave your WhatsApp number and a Kolonell expert will get back to you within 1 business day. Free, no strings attached.

You are :

List your 10 most frequent pricing rules and test them in a Shopify Plus demo store. If more than 3 rules require an app or a script, hidden cost sets in. Then get the ERP connector priced by two vendors. Finally project volume growth, since variable fees grow with your sales.

Mini case study

Thomas, head of e-commerce at a 15 million EUR distributor in Toronto, manages 340 customer contracts with specific discounts. On Shopify Plus he needs 4 apps at 1,200 EUR a month and 15,000 EUR of scripts a year for uncovered cases. Over 5 years, the Shopify option reaches 442,000 + 75,000 = 517,000 EUR. Custom at 295,000 EUR saves him about 222,000 EUR, or 44,400 EUR a year, for a launch 3 to 4 months longer.

FAQ

Is custom riskier? Risk is controlled by batches delivered every 2 to 3 weeks and acceptance testing with 5 to 10 pilot customers. The code is versioned and documented.

Can we start on Shopify and migrate later? Yes, but migration often costs 40,000 to 80,000 EUR. It is better to decide before online volume passes 10 million EUR.

Do Shopify Plus variable fees always apply? They depend on the contract and payment method. For large B2B volume, count 0.15 to 0.25% of sales.

How long does ERP integration take? For Sage X3, plan 6 to 10 weeks for stock, prices, orders and invoices, whatever the platform.

Who hosts the custom platform? A managed hosting provider in a Canadian region, for 500 to 1,000 EUR a month, including backups and 24/7 monitoring.

Let's scope your project. Send us your pricing rules and online volume: we will compare Shopify Plus and custom over 5 years, with a budget of 60,000 to 140,000 EUR and a timeline. Detailed quote within 48 h. WhatsApp +221 77 596 93 33.

Tags:#Shopify Plus#B2B e-commerce#Toronto#custom build#total cost#distributor
Share:

Mohamed Bah

Fondateur, Kolonell

Passionate about digital and entrepreneurship in Africa, Mohamed has been helping Sénégalese businesses with their digital transformation since 2020. Founder of Kolonell, he believes every SME deserves a professional and accessible online présence.