The verdict in three sentences
E-commerce means higher tickets and therefore referral commissions that climb fast: 12% on sales of 1,000,000 to 6,000,000 FCFA, i.e. 120,000 to 720,000 FCFA per deal. You sell a rock-solid argument — native Wave + Orange Money collection that 90% of competitors lack. And the 5% recurring on maintenance and SEO turns every store delivered into a monthly annuity.
The e-commerce commission grid
Three tiers, from a 50-product catalog to Premium with PWA and a loyalty program. The 12% commission applies to the sale price.
| E-commerce tier | Sale price (FCFA) | 12% commission | EUR equivalent |
|---|---|---|---|
| Starter (50 products, Wave/OM) | 1,000,000 | 120,000 | ~€183 |
| Growth (unlimited catalog, Stripe) | 2,000,000 | 240,000 | ~€366 |
| Upper Growth | 3,000,000 | 360,000 | ~€549 |
| Premium (PWA, loyalty, AI) | 4,000,000 | 480,000 | ~€732 |
| Max Premium | 6,000,000 | 720,000 | ~€1,098 |
A single Premium deal pays the equivalent of several months of median salary. E-commerce is the division where effort per sale is best rewarded at reasonable volume.
Why mobile money closes the sale
Your pitch isn't technical, it's commercial: the merchant wants friction-free collection. Here are the 2026 indicative fees that speak to any store owner.
| Payment method | Indicative fees | Payout delay | Target |
|---|---|---|---|
| Wave | ~1% | Instant | Local Senegal/CI |
| Orange Money | 1 – 1.5% | Fast | Local + WAEMU zone |
| Stripe (card) | ~2.9% + fixed fee | 2 – 7 days | International/diaspora |
| Free Money | ~1% | Fast | Local Senegal |
When a seller realizes they can collect from a Dakar customer via Wave and a cousin in Paris via card on the same store, the sale almost closes itself. As the referrer, you just have to frame the right problem.
The Kolonell referral program
E-commerce sits within a clear referral scale across all four divisions.
Need a professional website?
Kolonell builds websites that attract clients, optimized for the Sénégalese market. Free quote in 2 minutes.
| Division | Sale commission | Recurring |
|---|---|---|
| Showcase | 15% | 5% |
| E-commerce | 12% | 5% |
| Marketplace | 10% | — |
| Institutional | 8% | — |
No capital, no code, no stock: you bring a merchant who wants to sell online, Kolonell delivers the store and integrates payments, and the commission goes out via mobile money on collection. The e-commerce sales cycle runs 2 to 6 weeks — longer than a showcase, but each signature is worth five times as much.
Mini case study
Modou, a former phone seller at Sandaga, knows dozens of merchants dreaming of selling online. Over one month, he refers 3 projects: 1 Starter (1,000,000), 1 Growth (2,000,000) and 1 Premium (4,000,000). Commission: 120,000 + 240,000 + 480,000 = 840,000 FCFA. Two clients take a maintenance+SEO pack at 150,000 FCFA/month: recurring = 2 × 7,500 = 15,000 FCFA/month. Three signatures, one month: more than many manager salaries.
FAQ
Is the e-commerce sales cycle long? Expect 2 to 6 weeks from first contact to signature, versus a few days for a showcase site. In return, the average commission is 5 to 6 times higher per deal.
Do I need to explain the payment tech? No. You frame the need — easy online collection — and Kolonell demonstrates the Wave, Orange Money and Stripe integration. Your value is the introduction and understanding the commercial need.
How much can I target per month? A referrer focused on merchants closes 2 to 4 e-commerce deals a month. At an average commission of 300,000 FCFA, that's 600,000 to 1,200,000 FCFA monthly, excluding recurring.
Does recurring income exist in e-commerce too? Yes, 5% on maintenance, managed hosting and SEO. An active store almost always stays subscribed, building passive income month after month.
Can I combine e-commerce and showcase sites? Absolutely. Many referrers start with showcase sites at 15%, then move up to e-commerce at 12% with far larger tickets.
Let's talk about your project. Refer e-commerce projects and earn 12% + 5% recurring, paid via mobile money. WhatsApp +221 77 596 93 33.
Mohamed Bah
Fondateur, Kolonell
Passionate about digital and entrepreneurship in Africa, Mohamed has been helping Sénégalese businesses with their digital transformation since 2020. Founder of Kolonell, he believes every SME deserves a professional and accessible online présence.
