The verdict in three sentences
Hamilton is one of the most expensive places in the world to buy professional services, and a website for a wealth manager, trust company or family office from a Bermuda agency typically sits in a 2026 ballpark of 15 000 to 50 000+ USD, with island freelancers usually quoting 5 000 to 14 000 USD. Kolonell covers a comparable professional scope at 2 900 USD (Starter), 4 900 USD (Growth) or 8 900 USD (Premium), run by a project manager on Google Meet during Atlantic time business hours and delivered in 3 to 4 weeks. The question for a Front Street firm is not whether a cheaper quote exists, but whether it covers copywriting, compliance review rounds, ownership of the domain and support in writing.
How much do Bermuda web agencies charge a wealth firm in 2026?
Bermuda's digital market is shaped by its main industry. Insurance and reinsurance groups, captives and their service providers absorb much of the local agency capacity, and they pay North American rates or above. Wealth managers, private trust companies and family offices compete for the same studios, which explains both the price level and the waiting lists. Many Hamilton firms therefore look to New York, Boston, Toronto or London agencies, which rarely cost less.
The figures below are prudent 2026 orders of magnitude, built from public agency rate cards in Bermuda and the US Northeast, minimum project sizes shown on Clutch.co profiles and freelance platform rates. They are not quotes and they move a lot with scope.
| Provider type | 2026 ballpark | Usual timeline | What is often missing | Ongoing support |
|---|---|---|---|---|
| Hamilton agency | 15 000 to 50 000+ USD | 10 to 16 weeks | Copywriting, billed separately | Monthly retainer, quoted |
| New York, Boston or Toronto agency | 18 000 to 60 000+ USD | 12 to 20 weeks | Bermuda specific framing | Retainer, quoted |
| Bermuda freelancer | 5 000 to 14 000 USD | 6 to 12 weeks | Copywriting, documentation | Hourly, ad hoc |
| Agency hourly rate (Bermuda / US Northeast) | 125 to 200+ USD | n/a | n/a | n/a |
| Kolonell Starter | 2 900 USD | 3 to 4 weeks | Nothing hidden: page list in the quote | 3 months included |
| Kolonell Growth | 4 900 USD | 3 to 4 weeks | Same | 3 months included |
| Kolonell Premium | 8 900 USD | 4 to 6 weeks, written schedule at kickoff | Same | 3 months, 6 on Premium per the live offer page |
High prices are not a red flag in themselves. If a Hamilton agency includes brand creation, professional photography of your team and a full discovery workshop, the quote is buying something. If your firm already has a logo, a brand book and photos, much of that budget pays for work you do not need.
What should a Hamilton wealth or family office site contain?
Licensing and disclosures. Firms carrying on investment business or acting as trust service providers are supervised by the Bermuda Monetary Authority (BMA). What you may say online depends on your licence, and your compliance officer must approve the content before publication. The Personal Information Protection Act (PIPA) governs personal data collected through forms, analytics and newsletters. This is factual context only, not legal advice.
Discretion. No client names, no performance figures, no AUM unless already public. Private trust companies and single family offices that do not take outside clients often want a short, quiet site: who we are, governance, a contact route for banks, auditors and counterparties. That is a legitimate Starter project.
Audience and language. English is the language of business on the island; the families served are often American, Canadian, British or Latin American. Kolonell writes natively in English and French. Portuguese pages, relevant to part of Bermuda's community, or Spanish pages for Latin American families, use translations supplied by the client or quoted separately.
Pages that matter. Approach and philosophy, services (wealth planning, investment advisory, trusts and succession, philanthropy), team and board bios, regulatory information, legal notices, cookie policy, a secure contact form. A client login, document vault or reporting dashboard is a custom application, quoted on request.
What does each Kolonell tier cover for a Bermuda firm?
| Element | Starter | Growth | Premium |
|---|---|---|---|
| Price | 2 900 USD | 4 900 USD | 8 900 USD |
| Good fit | Private trust company, single family office | Independent wealth manager | Multi family office or trust group with several service lines |
| Structure | Up to 5 pages | Service pages, team bios, insights | Full architecture, disclosures area, audience specific entry points |
| Languages | English | English | English, bilingual EN/FR available |
| Compliance rounds | Included in schedule | Included, documented | Planned in the written schedule |
| Secure portal | Quoted on request | Quoted on request | Quoted on request |
Every project includes native English copywriting, a domain in your firm's name, full handover of access and payment by bank transfer or Wise (50 % at kickoff, 50 % at delivery). The full description sits on our international website offer.
Which questions expose a weak quote?
Ask whether the quote lists every page by name. Ask who writes the copy and how many revisions your compliance team gets. Ask in whose name the domain and hosting are registered. Ask what happens after launch: retainer, hourly or nothing. Ask for the exit route: can you move the site to another provider without rebuilding it? A provider who cannot answer these in writing will cost more than its headline price.
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Mini case study
Illustrative example (hypothetical persona): Hannah, managing director of an independent wealth manager on Front Street, needs a 14 page site with a disclosures area. She receives a Hamilton agency quote at 32 000 USD and a freelancer quote at 9 000 USD that excludes copywriting. She estimates that writing 14 pages herself would take her around 40 hours; valued at a hypothetical internal cost of 150 USD per hour, that is 6 000 USD of her time.
| Option | Build | Copy effort | Effective cost |
|---|---|---|---|
| Hamilton agency | 32 000 USD | Included | 32 000 USD |
| Freelancer | 9 000 USD | 40 h x 150 = 6 000 USD | 15 000 USD |
| Kolonell Premium | 8 900 USD | Included, native English | 8 900 USD |
Hosting, domain and post launch maintenance come on top in all three cases (Kolonell includes 3 months of support, then maintenance is quoted). On the build alone, Premium saves Hannah 23 100 USD against the agency and 6 100 USD of effective cost against the freelancer.
FAQ
Can a team outside Bermuda work to our hours?
Yes. Bermuda runs on Atlantic time (UTC-4, UTC-3 in summer) and Kolonell's team works on GMT, so morning calls in Hamilton fall in our afternoon. You get a written update every week and delivery in 3 to 4 weeks on Starter and Growth.
Will you check our content against BMA requirements?
No: that is your compliance officer's role, and we build review rounds into the schedule for it. We never publish performance or AUM figures without written approval.
Is there a minimum budget?
The grid starts at 2 900 USD for Starter. A client portal or investor reporting tool is a custom application, quoted on request.
How do payments work?
Bank transfer or Wise, 50 % to start and 50 % at delivery. The domain stays in your firm's name from day one.
Can we compare your quote with a local agency's?
Please do. Send both scopes and we will tell you what differs line by line; request a free quote to get ours within 48 hours.
Let's scope your project. Share your licence type, the pages you need and your approval process, and we will match it to Starter, Growth or Premium with a written timeline. Request your free quote or see the international offer.
Mohamed Bah
Fondateur, Kolonell
Passionate about digital and entrepreneurship in Africa, Mohamed has been helping Sénégalese businesses with their digital transformation since 2020. Founder of Kolonell, he believes every SME deserves a professional and accessible online présence.
