The verdict in three sentences
Enterprise SSO (SAML/OIDC) and MFA have become contractual requirements to sell to large accounts: without them, your app is dropped at the security questionnaire stage. In 2026 in Toronto, budget 6,000 to 18,000 EUR to integrate SSO and MFA depending on the number of identity providers supported, delivered in 3 to 6 weeks. A managed auth service (Auth0, Clerk, WorkOS) costs 0.02 to 0.10 EUR per monthly active user and greatly speeds up time-to-market.
SSO / MFA integration cost in 2026
Price depends on the number of identity providers (Azure AD/Entra, Google, Okta), the auth type (SAML, OIDC) and the granularity of role management and provisioning (SCIM).
| Scope | Content | Timeline | Cost 2026 (EUR) |
|---|---|---|---|
| MFA only | TOTP + email/SMS | 1-2 wks | 3,000 - 6,000 |
| Single-IdP SSO | OIDC, one provider | 2-3 wks | 6,000 - 10,000 |
| Multi-IdP SSO | SAML + OIDC, several | 3-5 wks | 10,000 - 15,000 |
| SSO + SCIM | auto provisioning | 4-6 wks | 14,000 - 18,000 |
| Managed service | Auth0/Clerk/WorkOS | included | 0.02-0.10 EUR/MAU/mo |
Managed service or in-house development
A managed auth service handles protocols, security updates and certifications for you; in-house auth gives total control but makes you responsible for everything.
| Criterion | Managed service | In-house auth |
|---|---|---|
| Time to implement | 2-4 weeks | 6-12 weeks |
| Recurring cost | per active user | hosting only |
| Compliance (SOC 2, etc.) | provided | your responsibility |
| Multi-IdP support | native | to be built |
| Vendor lock-in | high | none |
| Cost at scale | grows with MAU | stable |
2026 rule: under a few thousand users, the managed service is almost always the best choice. Above 20,000 active users, in-house auth can become more economical.
Mini case study
Ms Fontaine, IT lead of a 25-person B2B software vendor in Toronto, loses tenders because her app lacks Entra ID SSO. She integrates OIDC SSO + MFA via a managed service for 9,000 EUR (3 weeks), plus 0.05 EUR/user/month (about 150 EUR/month for 3,000 users). Result: two large-account contracts unlocked, combined value 120,000 EUR/year, and a sales cycle shortened by about 4 weeks because the security questionnaire passes on the first try.
FAQ
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SAML or OIDC: which to support first?
OIDC for new clients and modern providers; SAML remains essential for many legacy large accounts. Supporting both covers over 95% of requests.
Is MFA mandatory?
It is not legally mandatory everywhere, but it is nearly always required by large-account security questionnaires and strongly recommended by cyber insurers. The cost to add it is low.
What is SCIM provisioning and do I need it?
SCIM automatically creates and deactivates accounts from the client's directory. Large accounts often require it to manage hundreds of users without manual work.
Can I charge SSO as a premium option?
Yes, it is common practice: SSO is reserved for enterprise plans. This funds the integration and clearly segments your pricing.
How long to add a new identity provider?
With a managed service, often hours to days. With in-house auth, expect 1 to 2 weeks per new protocol or provider.
Let's scope your project. Tell us your target identity providers (Entra, Okta, Google), your SCIM need and your indicative budget, and we will frame the auth architecture. Detailed quote within 48 h. WhatsApp +221 77 596 93 33.
Mohamed Bah
Fondateur, Kolonell
Passionate about digital and entrepreneurship in Africa, Mohamed has been helping Sénégalese businesses with their digital transformation since 2020. Founder of Kolonell, he believes every SME deserves a professional and accessible online présence.
