The verdict in three sentences
Checking Wave, Orange Money and your till one by one deprives you of any live consolidated view. A unified dashboard aggregates 3 APIs, refreshes every 5 minutes, shows cumulative fees and projects the balance at D+7 with a low-balance alert. For a build of 350,000 to 600,000 FCFA, you recover 8 hours of data entry a month and finally steer your cash.
Separate readings vs unified dashboard
Opening three apps, noting three balances, adding them in your head: it is a fragmented view, already stale by the time you compute it. A dashboard consolidates everything continuously.
| Criterion | Separate readings | Unified dashboard |
|---|---|---|
| Sources aggregated | 3 by hand | 3 automatic APIs |
| Data freshness | Occasional | Every 5 min |
| Cumulative fees visible | No | Yes, live |
| D+7 projection | Impossible | Automatic |
| Low-balance alert | None | Automatic |
| Monthly entry time | ~8 h | Near zero |
| Setup cost | 0 FCFA | 350,000-600,000 FCFA |
The dashboard is not just comfort: it makes visible the fees eating your margin and anticipates cash dips.
What the dashboard shows live
A good dashboard fits on one screen and answers the questions that matter: how much do I have, how much does it cost me, where will I be in a week.
| Indicator | Refresh | Use |
|---|---|---|
| Consolidated balance | 5 min | Available cash |
| Today's collections | 5 min | Activity tracking |
| Cumulative operator fees | 5 min | Margin control |
| D+7 balance projection | Daily | Anticipation |
| Low-balance alert | Real time | Avoid running dry |
The D+7 projection relies on recent collections and known outflows to flag a tight-cash risk in advance.
Mini case study
Aminata runs a food-distribution SME in Dakar with daily collections on Wave and Orange Money. Before, she spent about 8 hours a month reading apps and patching a spreadsheet, never seeing cumulative fees. After a unified dashboard (estimated build 450,000 FCFA), she sees her consolidated balance refreshed every 5 minutes, discovers she pays nearly 90,000 FCFA in monthly operator fees, and gets an alert when her D+7 projection drops below her threshold. The entry time disappears, and steering becomes proactive.
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FAQ
Why refresh every 5 minutes?
It is the right trade-off between freshness and load on the operator APIs. Frequent enough to steer live, spaced enough to stay stable and economical.
What is the D+7 projection for?
It anticipates dips: by crossing recent collections with known outflows, it flags a tight-cash risk a week ahead, in time to react.
Does the dashboard replace accounting?
No, it complements it. The dashboard steers cash live; SYSCOHADA accounting is still done from the reconciled monthly exports.
How much does a custom dashboard cost?
A 2026 order of magnitude: 350,000 to 600,000 FCFA depending on the number of APIs and indicators. The ROI comes mainly from the 8 hours of entry saved each month.
Why show cumulative fees?
Because they are invisible when you read each app separately. Seeing them live often reveals several tens of thousands of FCFA in monthly fees you can negotiate or optimise.
Let's talk about your project. We build your real-time cash dashboard, aggregating Wave, Orange Money and your fees. WhatsApp +221 77 596 93 33.
Mohamed Bah
Fondateur, Kolonell
Passionate about digital and entrepreneurship in Africa, Mohamed has been helping Sénégalese businesses with their digital transformation since 2020. Founder of Kolonell, he believes every SME deserves a professional and accessible online présence.
