The verdict in three sentences
A real-time cash flow dashboard aggregates your multi-bank accounts, projects your cash position and alerts you before a squeeze. In Dublin in 2026, expect 14,000 to 32,000 EUR depending on the number of banks, forecast depth and alerting. The CFO win: anticipate cash tensions and decide on fresh numbers, not a three-week-old spreadsheet.
What makes up the budget
Price depends on the number of bank connections, forecast richness and integration with billing and purchasing.
| Module | 2026 range (EUR) | What moves it |
|---|---|---|
| Bank aggregation (API/PSD2) | 3,000 - 7,000 | Number of banks, format |
| Categorization & reconciliation | 3,000 - 6,000 | Rules, learning |
| Rolling 30/60/90-day forecast | 4,000 - 9,000 | Scenarios, receivables |
| Alerts & thresholds | 1,500 - 4,000 | Channels, granularity |
| Reporting / BI dashboard | 2,500 - 6,000 | Number of views, exports |
Bank aggregation usually runs through a PSD2 aggregator: it makes collection reliable but adds a recurring subscription to factor into the budget.
Recurring costs and licences
| Recurring item | 2026 ballpark | Frequency |
|---|---|---|
| Bank aggregator subscription | 100 - 500 EUR | per month |
| Hosting & BI | 80 - 300 EUR | per month |
| Evolutionary maintenance | 150 - 500 EUR | per month |
| Adding one more bank | 1,000 - 3,000 EUR | one-off (estimate) |
Mini case study
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Sarah, CFO of an industrial SME in Dublin (72 staff, 5 bank accounts), consolidates cash manually every Monday: export 5 banks, paste into Excel, format. It takes her around 5 hours a week, ~20 h/month. At a loaded cost of 58 EUR/h, that's 1,160 EUR/month of low-value CFO time. A dashboard at 22,000 EUR (plus ~250 EUR/month for the aggregator) automates consolidation: she recovers ~18 h/month and, crucially, spots a 60-day squeeze she'd been missing. Time-only payback: ~22 months, but the real value is the earlier decision.
FAQ
Why not just my bank's own tool? Bank portals show one bank at a time and integrate neither your forecast nor your receivables. A consolidated multi-bank dashboard at 14,000-32,000 EUR gives the whole-picture view you lack.
Is real-time really real-time? PSD2 aggregator collection typically refreshes several times a day. The concrete "real-time" is no longer waiting for month-end: you see the position as of today.
How long to deliver? Plan 2 to 4 months depending on the number of banks and forecast complexity. Bank aggregation is the first brick to secure.
Can we integrate customer and supplier invoices? Yes, it's the heart of the forecast: receivables (due dates) and payables feed the 30/60/90-day projection. Plan a connector to your billing system.
Who uses it day to day? The CFO and treasurer first, often the CEO for the summary view. Email/SMS alerts mean you only open the detail when a threshold is crossed.
Let's scope your project. Tell us your banks, your billing tool and the forecast horizon you want, and we'll frame the dashboard and its budget. Detailed quote within 48 h. WhatsApp +221 77 596 93 33.
Mohamed Bah
Fondateur, Kolonell
Passionate about digital and entrepreneurship in Africa, Mohamed has been helping Sénégalese businesses with their digital transformation since 2020. Founder of Kolonell, he believes every SME deserves a professional and accessible online présence.
