The verdict in three sentences
A vertical notary solution at 60-120 EUR per user per month remains the default below 8 notaries and staff, with deeds and notarial accounting ready to use. Bespoke (50,000 to 120,000 EUR) becomes relevant for large practices concerned with reversibility and independence from the vendor. The real issue is not only TCO: it is vendor lock-in and your ability to recover your data.
Vertical vs bespoke: the 2026 comparison
Vertical vendors natively cover deeds and notarial accounting but impose a per-head fee and a closed framework.
| Criterion | Vertical solution | Bespoke development |
|---|---|---|
| Upfront cost | 0 to 5,000 EUR | 50,000 to 120,000 EUR |
| Recurring cost | 60 to 120 EUR / user / month | Maintenance 1,000 to 3,000 EUR / month |
| Ready-to-use deeds | Yes | To develop |
| Notarial accounting | Native | To integrate |
| Integrations | Vendor framework | Free |
| Vendor lock-in | Strong | Weak |
| Data reversibility | Constrained | Controlled |
| Timeline | 2 to 4 weeks | 5 to 9 months |
5-year TCO by practice size
2026 order of magnitude for an average 90 EUR per head subscription versus a bespoke build amortized at 90,000 EUR plus 2,000 EUR monthly maintenance.
| Users | 5-yr TCO vertical (90 EUR) | 5-yr TCO bespoke | Most economical |
|---|---|---|---|
| 5 | 27,000 EUR | 210,000 EUR | Vertical |
| 10 | 54,000 EUR | 210,000 EUR | Vertical |
| 20 | 108,000 EUR | 210,000 EUR | Vertical |
| 30 | 162,000 EUR | 210,000 EUR | Vertical |
| 40 | 216,000 EUR | 210,000 EUR | Break-even |
| 50 | 270,000 EUR | 210,000 EUR | Bespoke |
The switch-over appears around 40 users in this scenario. But for a notary practice, native notarial accounting has strong value: bespoke often only justifies itself beyond that threshold and for an explicit independence need.
Vendor lock-in and reversibility
Need a professional website?
Kolonell builds websites that attract clients, optimized for the Sénégalese market. Free quote in 2 minutes.
The central question for notaries is not only financial. A vertical ties you to a proprietary data format, an update cadence and a price grid you do not control. A bespoke tool guarantees database ownership, contractual reversibility and freedom of integration. Conversely, it makes you responsible for accounting compliance and regulatory changes, which the vertical carries for you.
Mini case study
Mr. Lacroix runs a 22-person practice in Dubai and pays a vertical at 90 EUR per head, i.e. 23,760 EUR per year, with a constraining exit notice and billed data export. Over 5 years the vertical costs 118,800 EUR. A bespoke build at 95,000 EUR plus 2,000 EUR monthly totals 215,000 EUR over 5 years: pricier in cash. The decision therefore rests on the value he places on independence and reversibility: below 40 users, the vertical remains the rational economic choice, absent a strategic control requirement.
FAQ
How much does a vertical notary solution cost in 2026? Expect 60 to 120 EUR per user per month, i.e. about 10,800 EUR per year for a 10-person practice.
When is bespoke justified? Above 40 users, or as soon as a strong reversibility and vendor-independence requirement becomes strategic.
Can notarial accounting be built bespoke? Yes, but it is a heavy undertaking: the vertical offers it natively, which remains a major argument in its favour.
What is the risk of vendor lock-in? Proprietary format, billed export, imposed price rises and update cadence, all points bespoke removes.
How long for bespoke? Expect 5 to 9 months depending on scope: deeds, notarial accounting, integrations, client portal.
Let's scope your project. Tell us your practice size, your exposure to vendor lock-in and your reversibility priorities for a calibrated budget. Detailed quote within 48 h. WhatsApp +221 77 596 93 33.
Mohamed Bah
Fondateur, Kolonell
Passionate about digital and entrepreneurship in Africa, Mohamed has been helping Sénégalese businesses with their digital transformation since 2020. Founder of Kolonell, he believes every SME deserves a professional and accessible online présence.
