The verdict in three sentences
On a marketplace, each payment collected partly belongs to a vendor: automatic split divides the sum at the moment of collection, with no risky manual handling. A platform commission of 10 to 20 % (typical 85/15 split) funds the service, the rest going to the vendor. A weekly payout via Wave, Orange Money or Flutterwave, at D+1 to D+3, secures both your cash flow and vendor trust.
How automatic split works
The principle: the instant the buyer pays, the system computes the vendor share and the platform share, then queues the vendor share for payout. No re-entry, no rounding error.
| Parameter (2026 order of magnitude) | Typical value |
|---|---|
| Platform commission | 10 - 20 % |
| Buyer → vendor / platform split | 85 / 15 |
| Payout fee | 0.5 - 1.5 % + fixed |
| Settlement delay | D+1 to D+3 |
| Minimum payout threshold | 5,000 - 10,000 FCFA |
| Payout frequency | Weekly |
| Payout providers | Wave, OM, Flutterwave |
The minimum threshold avoids multiplying costly micro-transfers: below 5,000-10,000 FCFA, the vendor balance rolls to the next week.
Example split on one order
Take a 10,000 FCFA order paid via Wave on a marketplace with 15 % commission.
| Step (2026 estimate) | Amount |
|---|---|
| Buyer payment | 10,000 FCFA |
| Vendor share (85 %) | 8,500 FCFA |
| Platform commission (15 %) | 1,500 FCFA |
| Vendor payout fee (~1 %) | ~85 FCFA |
| Net paid to vendor | ~8,415 FCFA |
| Settlement delay | D+1 to D+3 |
The vendor sees exactly what they receive, the platform keeps its margin, and the weekly payout groups all the week's orders into a single transfer to limit fixed fees.
Become a Kolonell referral partner
Need a professional website?
Kolonell builds websites that attract clients, optimized for the Sénégalese market. Free quote in 2 minutes.
Know an entrepreneur who wants to launch a marketplace? Our referral partner program pays you for every project signed thanks to you. The rates are clear and stack over time.
| Pole (2026 referral scale) | Referral commission |
|---|---|
| Showcase site | 15 % + 5 % recurring |
| E-commerce | 12 % |
| Marketplace | 10 % |
| Institutional | 8 % |
On a marketplace signed at 8 M FCFA, your referral commission reaches 800,000 FCFA — for a single qualified introduction.
Mini case study
Mariam runs a crafts marketplace with 40 vendors and 1,200 orders/month at a 10,000 FCFA basket, or 12 M FCFA in volume. At 15 % commission, the platform keeps 1.8 M FCFA/month. Weekly payouts group sales: instead of 1,200 transfers, she issues about 160/month (40 vendors x 4 weeks), cutting fixed payout fees by more than 85 %. Cash flow under control, vendors paid on time, disputes near zero.
FAQ
Why automate the split rather than pay out by hand? Because by hand, every order is a source of error and delay. Automatic split computes shares at collection, guarantees accuracy and prevents any mixing of platform cash and vendor money.
What platform commission is reasonable? In 2026, the 10-20 % range is standard depending on category and added value. An 85/15 split is a common starting point; low-margin categories trend toward 10 %.
Why weekly payouts and not daily? To limit fixed transfer fees and stay above the useful minimum threshold. Grouping a week of sales into one transfer per vendor sharply cuts total payout cost — here by more than 85 %.
How do I become a Kolonell referral partner? Just introduce us to a qualified project. You earn 10 % on a marketplace, 12 % on e-commerce, 15 % + 5 % recurring on showcase sites and 8 % on institutional, paid on signature.
Let's talk about your project. We build your marketplace with automatic split and multi-provider weekly payouts, or onboard you as a referral partner. WhatsApp +221 77 596 93 33.
Mohamed Bah
Fondateur, Kolonell
Passionate about digital and entrepreneurship in Africa, Mohamed has been helping Sénégalese businesses with their digital transformation since 2020. Founder of Kolonell, he believes every SME deserves a professional and accessible online présence.
