The verdict in three sentences
An employee hardship or solidarity fund handling six figures a year through spreadsheets and email is a financial, HR and data protection risk. A custom web platform connected to payroll automates deductions, tracks every grant request and gives each member an individual statement. At Kolonell this sits in the custom application range of 2,500,000 to 15,000,000+ FCFA (3,810 to 22,870+ EUR) depending on complexity, delivered in 3 to 4 months.
Why spreadsheets break at 3,500 employees
Picture the HR director of a London food manufacturing group with a head office, two plants and a distribution centre. Staff opt into a fund through a monthly payroll deduction of £2.50, topped up by an employer contribution. Grants cover bereavement, weddings, births and unexpected medical or care costs. On spreadsheets the same issues come back every year: payouts take two to three weeks, members dispute balances they cannot see, and the committee approves requests without a reliable history.
| Indicator | Spreadsheets and email | Web platform (2026 estimate) |
|---|---|---|
| Annual contributions tracked | about £110,000, manual reconciliation | about £110,000, automatic payroll import |
| Average time to pay a grant | 12 to 20 days | 2 to 4 days |
| Requests handled per year | around 420 | around 420, fully traced |
| Reconciliation gaps found | 1 to 3% of contributions | under 0.2% |
| Administrator time per month | 60 hours | 15 hours |
| Member statement | on request, rarely | online at any time |
A 2% gap on £110,000 is £2,200 a year that nobody can explain, and that figure alone usually convinces the finance director.
Core modules and what they cost
The platform rests on four building blocks: payroll import (monthly file or API from Sage, IRIS or similar), a member portal with grant requests and supporting documents, a committee workflow with votes and caps per reason, and payouts by Faster Payments with an accounting export.
| Scope | Content | Kolonell range 2026 |
|---|---|---|
| Simple application | payroll import, requests, single-level approval, statements | 2,500,000 to 4,000,000 FCFA (3,810 to 6,100 EUR) |
| Medium application | + multi-level committee workflow, caps per reason, dashboards | 4,000,000 to 7,000,000 FCFA (6,100 to 10,670 EUR) |
| Complex application | + several sites and funds, two-way payroll API, solidarity loans with schedules, full audit trail | 7,000,000 to 15,000,000+ FCFA (10,670 to 22,870+ EUR) |
| Maintenance | fixes, backups, minor changes | 35,000 / 75,000 / 120,000 FCFA per month (53 / 114 / 183 EUR) |
| Hosting, SMS, specific integrations | depends on volume | on quote |
For comparison, a London digital agency would typically quote £40,000 to £90,000 for a similar bespoke build in 2026 (order of magnitude), and off-the-shelf benefits platforms rarely handle committee voting. A 3,500-employee multi-site group usually lands in the medium range. The 3 to 4 months include one month of scoping with the committee and staff representatives, two months of development and one month of data migration and testing.
Governance, confidentiality and compliance
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Grant requests contain special category data under UK GDPR: health information, family circumstances. That means a documented lawful basis, a data protection impact assessment and strict role-based access. Committee members see the reason and amount, not necessarily the medical detail, and every file view is logged. If the fund is run as a registered charity or trust, the platform also produces the figures trustees need for annual reporting. Fund rules (caps, minimum service, grants per year) are configurable so the committee can change them without new development.
Mini case study
Emma Clarke, HR director of the group, compares two scenarios over three years. Current cost: 60 administrator hours a month, 720 hours a year at £28 an hour, so £20,160, plus £2,200 in unexplained gaps, about £22,360 a year. With the platform, time falls to 180 hours (£5,040) and gaps to around £220. Annual saving: about £17,100. On a medium build of 5,500,000 FCFA (about 8,400 EUR, roughly £7,100) plus standard maintenance at 75,000 FCFA a month, payback comes in well under a year, before counting fewer disputes and better staff trust.
FAQ
Can the platform connect to our payroll software? Yes, through a monthly file import in the simple version, or an API where the software allows it. The monthly import covers about 90% of needs and keeps integration costs down.
Can staff without a desk computer use it? The portal is mobile first and works on any smartphone. For plant workers, a line manager or union rep can submit on the member's behalf, with the member confirming by SMS code.
How are grants paid? By Faster Payments with an exported payment file for the finance team. Funds usually arrive the same day, compared with 3 to 5 days for a cheque.
What happens to historical records? We migrate at least the last two years of contributions and grants, around 840 requests, so statements are credible from day one.
How fast can we start? Scoping starts within 2 weeks of signing the quote, and go-live follows in 3 to 4 months.
Let's scope your project. Tell us about your fund, your sites and your payroll system, and we will propose a scope and a 3 to 4 month delivery plan. Detailed quote within 48 h. WhatsApp +221 77 596 93 33.
Mohamed Bah
Fondateur, Kolonell
Passionate about digital and entrepreneurship in Africa, Mohamed has been helping Sénégalese businesses with their digital transformation since 2020. Founder of Kolonell, he believes every SME deserves a professional and accessible online présence.
