The verdict in three sentences
A B2B e-commerce platform for a distributor is budgeted between 8,000,000 and 18,000,000 FCFA in 2026, depending on the number of retailers and pricing granularity. The core of a West African project: per-customer pricing, Wave/Orange Money and credit payment, and an offline mode to order despite unstable connectivity. Well designed, it sharply cuts order-taking time and makes field-sales reporting reliable.
The detailed price grid
A distributor sells to scattered retailers, often with credit terms and flaky 3G connectivity. Here is the 2026 order of magnitude for each block.
| Functional block | 2026 range (FCFA) | Indicative timeline |
|---|---|---|
| Platform core + retailer accounts | 4,000,000 - 9,000,000 | 8-10 weeks |
| Catalogue and per-customer pricing | 2,500,000 | 3 weeks |
| Wave / Orange Money + credit payment | 2,000,000 | 3 weeks |
| Offline mode (order without network) | 2,500,000 | 3-4 weeks |
| Order dashboard + delivery tracking | 1,500,000 | 2 weeks |
| Total | 8,000,000 - 18,000,000 | 4-6 months |
Offline mode is the real local differentiator: the retailer prepares their order offline, and it syncs the moment the network returns. This block (~2,500,000 FCFA) prevents orders lost in poorly covered areas.
Payment: the crux in West Africa
African B2B mixes mobile money and supplier credit. Comparison of payment methods to integrate.
| Payment method | Fees / delay (2026 estimate) | Typical B2B use |
|---|---|---|
| Wave | ~1 % merchant, instant | Small orders, fast settlement |
| Orange Money | 1 - 1.5 %, instant | Retailers without bank account |
| Credit payment (terms) | 0 %, 15-30 day terms | Large recurring orders |
| Cash on delivery | 0 %, on delivery | Areas without mobile money |
| Bank transfer | Variable, 24-48 h | Large structured accounts |
Reading: integrating Wave and Orange Money covers most retailers, but credit-limit management (terms payment) is essential for large orders, the heart of a distributor's revenue.
Mini case study
Aminata, sales director at a food-products distributor in Lagos, manages 180 retailers. Her 6 reps each spend ~3 h/day keying in orders gathered in the field, at an estimated loaded cost of 3,500 FCFA/h. That is 6 x 3 x 3,500 = 63,000 FCFA/day, ~1,380,000 FCFA/month.
A 14,000,000 FCFA platform shifts 65 % of orders to retailer self-service. Savings: 1,380,000 x 0.65 = 897,000 FCFA/month, ~10,700,000 FCFA/year. Payback in ~16 months, not counting reduced stock-outs and entry errors.
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FAQ
Is offline mode really essential?
In areas with irregular 3G coverage, yes. Without it, part of the orders get lost or double-keyed; offline mode (~2,500,000 FCFA) secures sales reporting even without a stable network.
Can supplier credit be handled in the platform?
Yes, via a per-retailer credit-limit system that blocks orders above the authorised ceiling. This logic protects your cash flow while smoothing recurring orders from good payers.
How much does Wave and Orange Money integration cost?
Budget around 2,000,000 FCFA for both, confirmation webhooks included. Merchant fees (~1 to 1.5 %) remain your cost per transaction and must be built into your margins.
What is the go-live timeline?
4 to 6 months for a full platform. A geography-by-geography rollout lets you train retailers gradually and adjust usability before expanding.
Do we need a mobile app or is a website enough?
A progressive web app (PWA) is often enough and costs less than a native app, while working offline. A native app is justified if you target heavy push notifications and daily field use.
Let's scope your project. Tell us your number of retailers, your payment methods and your network coverage: we will scope the platform and its zone-by-zone rollout. Detailed quote within 48 h. WhatsApp +221 77 596 93 33.
Mohamed Bah
Fondateur, Kolonell
Passionate about digital and entrepreneurship in Africa, Mohamed has been helping Sénégalese businesses with their digital transformation since 2020. Founder of Kolonell, he believes every SME deserves a professional and accessible online présence.

